Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Car insurance costs soar as 61% pay more for their renewal Image
05th Oct 2023

Car insurance costs soar as 61% pay more for their renewal

A recent survey by leading UK car insurance comparison specialist Quotezone has found that 61% of those surveyed said their car insurance renewal was more expensive in 2023

Is equity release a good idea and what are the pros and cons? Image
27th Apr 2023

Is equity release a good idea and what are the pros and cons?

Equity release could be a good thing if you're over 55 and want extra money for home or garden improvements, to help family financially or as additional retirement income. An equity release mortgage lets you free up tax free cash without having to move home and there are no monthly repayments.

Switching equity release providers Image
27th Jan 2023

Switching equity release providers

Switching equity release provider and transferring to a better interest rate could save you money but there are other reasons people choose to change lender.

Equity release – what happens on death Image
11th Jan 2023

Equity release – what happens on death

When you die, your equity release loan will need to be repaid. Although this is usually through the sale of your property, there are other options available for paying back the loan.

Coronavirus UK advice for the elderly Image
16th Mar 2020

Coronavirus UK advice for the elderly

As coronavirus is new there is no treatment for it and antibiotics do not work against virus’. It is therefore extremely important to practice good hygiene and follow the government’s advice.

Does Martin Lewis like equity release? Image
05th Feb 2020

Does Martin Lewis like equity release?

So what does the Money Saving Expert really think of equity release, what should we be aware of and are there any alternatives.

What is the cost of dying in the UK in 2020? Image
20th Jan 2020

What is the cost of dying in the UK in 2020?

The cost of dying in the UK is now £9,493; an increase of 62% over the last decade. According to the Sunlife Cost of Dying report 2020, this increase which includes funeral expenses, professional fees and ‘send-off’ costs is slowing, however worryingly is still financially beyond many peoples reach.

Is Equity Release a good idea? Image
15th Jan 2020

Is Equity Release a good idea?

Equity release or Lifetime Mortgages as they are known are becoming more popular as people look for ways to increase their income

What happens to my digital accounts when I die Image
16th Dec 2019

What happens to my digital accounts when I die

In this digital age of modern technology, much of our lives is spent online. Social media, online banking, gaming or music; the internet and electronic devices all play a crucial part.

Bereavement services in the UK Image
02nd Dec 2019

Bereavement services in the UK

Find out more about bereavement services and the support available near you. Including whether you are entitled to any cash allowances

Can you have more than one over 50s plan? Image
25th Sep 2019

Can you have more than one over 50s plan?

You can have more than one over 50s plan and beneficiaries can make multiple life insurance claims when you die. However, providers do restrict the maximum amount of life cover allowed per person.

Can I get Life Insurance over 60 years of age? Image
19th Sep 2019

Can I get Life Insurance over 60 years of age?

Life insurance for over 60 year old’s is widely available in the UK. More commonly known as over 50 plans, over 60 life insurance guarantees to pay a cash sum when you die. A simple and affordable way of leaving money for family.

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