Dignity vs Golden Leaves Funeral Plans Review 2025

Funeral plans allow you to arrange and pay for key elements of a funeral in advance, helping to relieve financial and emotional pressure on loved ones when the time comes.

In this review we look at two leading UK providers, Dignity and Golden Leaves, and compare what they offer using their mid tier 'Pearl Plan' as a reference point. We have chosen this plan as it is a popular choice and provides a balance of price and features for comparison purposes.

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By Ashley Shepard & Clare Townhill  Updated 17 August 2025
Disclaimer: Prices and ratings correct at time of writing.

 

 

Quick Summary:

Golden Leaves generally comes in at a lower price point and has higher customer satisfaction ratings on Trustpilot and Feefo, whilst Dignity operates one of the largest networks of owned and approved funeral directors in the UK.

If you value competitive pricing and strong customer reviews, Golden Leaves may appeal more. If you prefer a provider with a vast infrastructure and long-standing reputation, Dignity could be the better fit.

 

Cheapest Pearl price
£3,359
Golden Leaves
Highest Trustpilot
4.6★
Golden Leaves (1,200+)
Largest network
700+ FDs
Dignity owned/approved

 

Dignity Funeral Plans Review

Dignity is one of the UK’s most recognised funeral providers, offering a range of prepaid funeral plans. They work through a network of over 700 owned and approved funeral directors, providing flexibility and consistency in service delivery.

At a Glance

Feature Details
Trustpilot 3.7★ (1,000+ reviews)
Feefo 4.8★ (1,000+ reviews)
FCA Regulated Yes
Price from £3,720
Instalment options 12-60 months
Coverage UK wide
Plan types Cremation or Burial

 

Golden Leaves Funeral Plans Review

Golden Leaves has been providing funeral plans for over 35 years and works with a network of independent funeral directors across the UK. They are known for competitive pricing and strong customer feedback.

At a Glance

Feature Details
Trustpilot 4.6★ (1,200+ reviews)
Feefo 4.9★ (1,000+ reviews)
FCA Regulated Yes
Price from £3,359
Instalment options 12-60 months
Coverage UK wide
Plan types Cremation or Burial

 

Dignity vs Golden Leaves: Pearl Plan Comparison

The Pearl Plan is the mid tier option for both providers, offering a balance between cost and included services. Below is a side by side comparison.

Feature / Service Golden Leaves - Pearl Dignity - Pearl
Pay in full price £3,359 Best value £3,720
Instalment options 12-60 months 12-60 months
FCA regulated Yes Yes
Cremation or burial Yes Yes
Guaranteed third party fees Yes Yes
Coffin High quality veneered High quality veneered
Limousines 1 1
Chapel of rest visiting hours Extended Extended
UK coverage Nationwide partner network 700+ owned/approved funeral directors
Trustpilot rating 4.6★ (1,200+) Top rated 3.7★ (1,000+)
Feefo rating 4.9★ (1,000+) Top rated 4.8★ (5,000+)

 

Pros & Cons

Golden Leaves

Pros
  • Competitive pricing on the Pearl Plan
  • High customer satisfaction on Trustpilot and Feefo
  • Flexible payment terms, 12 to 60 months
Cons
  • Smaller network than Dignity

Dignity

Pros
  • Large network of owned and approved funeral directors
  • Long standing industry reputation
Cons
  • Higher starting price than Golden Leaves
  • Slightly lower customer satisfaction scores

 

Frequently asked questions

How is my money held with a Dignity funeral plan?
Dignity funeral plans are regulated by the Financial Conduct Authority. When you buy a Dignity funeral plan, your money is held in their independently managed trust fund until it is required to pay for your funeral services. As an FCA authorised company, should the need arise, your money is also protected by the Financial Services Compensation Scheme.
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How can I pay for a Dignity funeral plan?
You can pay for a Dignity funeral plan either in one go or by monthly instalments. Paying in one go or over 12 months is the cheapest way to buy a plan as you avoid additional fees. If you prefer to spread the cost, monthly instalments are available up to 5 years. All payments must be complete by the time you are 85.
Am I eligible for a Dignity funeral plan?
Available to anyone aged 18 or over. There is no upper age limit, however if you choose an instalment plan the payments must complete by your 85th birthday.
Can I choose either a burial or cremation service?
Yes. All Dignity plans that include a service can be used for cremation or burial. The plans can be tailored to suit your needs and these fees are guaranteed for the option you choose.
Can I cancel my plan?
You can cancel a Dignity funeral plan at any time and receive a full refund.
Who will my funeral director be?
When you choose a Dignity funeral plan, you can nominate which funeral director you would like from their network of privately owned companies.
What happens to my funeral plan if I move home?
If you move home your Dignity funeral plan moves with you at no extra cost. Advise them of your new address and they will allocate a new nominated funeral director to your plan.

What should I do now?

This review of Dignity Funeral Plans is designed to help you compare plans and find the best option for you. We always recommend that you review all of your options to ensure you are getting the best deal that suits your budget and needs.

Now you have read the Dignity funeral plan review, you may want:

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Please note: The material on this page is for general information only and does not constitute advice on funeral plans. Over50choices is an independent company and regulated by the FCA for insurance products only. We are not endorsing or recommending the products of any advertisements on this page.

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